My Funded Futures terms and conditions: what the firm reserves

My Funded Futures: a reading of 11 clauses from its terms and rules, quoted word for word and recorded on 17 September 2026 from its official pages. Its documents reserve the right to change its rules, deny or reduce a payout, close an account without having to give a reason and sanction a practice that is not on its list. Law governing disputes: Texas (United States), with mandatory arbitration and a class action waiver. Evaluation fees are refundable only under conditions.

Recorded on 21 September 2026

The clauses, one by one

For each question, the status drawn from the documents, what it changes for a trader, and the firm's sentence exactly as written.

  1. Can the firm change its rules, including for an account already purchased?

    Yes

    The rules in force at purchase are not locked in: a profit target, a drawdown or a payout condition can change during the life of the account.

    Firm's wording · Section: 3. Acceptance of and Modifications to these Terms (3.2)

    The Company may unilaterally amend, modify, or update these Terms at any time, with or without notice.

    Terms and conditionsRecorded on 17 September 2026Sentence found on the page on 21 September 2026

  2. Can the firm deny or reduce a payout at its discretion?

    Yes

    A requested payout is not secured until it is paid: the firm can deny or reduce it on the basis of its own assessment.

    Firm's wording · Section: 16. Violation of Terms (16.2, Corrective Actions)

    Withholding or forfeiture of funds, payouts, or rewards

    Terms and conditionsRecorded on 17 September 2026Sentence found on the page on 21 September 2026

  3. Can the firm close an account without cause?

    Yes

    An account, funded accounts included, can be closed without the firm having to justify the decision.

    • No refund is provided for on closure.
    Firm's wording · Section: 17. Termination (17.2)

    Termination or suspension may occur without prior notice, at the Company's discretion, and may result in immediate loss of access to your account, Services, and any related data.

    Terms and conditionsRecorded on 17 September 2026Sentence found on the page on 21 September 2026

  4. Is the list of prohibited practices open-ended?

    Yes

    The list of prohibited practices is not exhaustive: a strategy that is not on it can still be sanctioned.

    Firm's wording · Section: 23. Prohibited Conduct (23.1.11)

    Any other type of behavior that the Company deems, in its sole and reasonable discretion, to be unlawful, unethical, deceptive, manipulative, high-risk, or otherwise posing an undue risk to the Company, other users, or the stability, security, or integrity of the Platform or Services.

    Terms and conditionsRecorded on 17 September 2026Sentence found on the page on 21 September 2026

  5. Are accounts, funded ones included, simulated?

    Yes

    The documents say so: accounts are simulated. A payout is a sum paid by the firm, not the result of orders executed in the market.

    • Funded accounts are simulated as well.
    Firm's wording · Section: DISCLAIMER

    All accounts (including evaluation and funded accounts) operate in a simulated, non-executing environment.

    Risk disclosureRecorded on 17 September 2026Sentence found on the page on 21 September 2026

  6. Are evaluation fees refundable?

    Under conditions

    A refund is possible, but only under conditions, such as a short window or an unused account.

    • Stated window: 14 days.
    Firm's wording · Section: 1. REFUND ELIGIBILITY — 1.1. Eligibility for Refund

    Your refund request is submitted within fourteen (14) days of the original purchase date, or, for Legacy Subscriptions, within fourteen (14) days of the applicable renewal charge date; and

    Terms and conditionsRecorded on 17 September 2026Sentence found on the page on 21 September 2026

  7. Which law applies to a dispute?

    Specified

    A dispute is settled under this law, often far from the trader's country.

    • Designated law: Texas (United States).
    Firm's wording · Section: 18. Governing Law

    These Terms and your use of the Sites and Services are governed by and construed in accordance with the laws of the State of Texas, without regard to conflict-of-law principles.

    Terms and conditionsRecorded on 17 September 2026Sentence found on the page on 21 September 2026

  8. Is arbitration mandatory?

    Yes

    A dispute does not go before a court but before an arbitrator appointed under the contract.

    • The contract includes a class action waiver.
    • Place of arbitration: Collin County, Texas.
    Firm's wording · Section: 20. Arbitration and Dispute Resolution

    Any dispute, claim, or controversy arising out of or relating to these Terms, including the breach, termination, enforcement, interpretation, or validity thereof, including the determination of the scope or applicability of these Terms to arbitrate, shall be resolved by final and binding arbitration administered by JAMS in accordance with its Streamlined Arbitration Rules and Procedures, conducted by one neutral arbitrator in Collin County, Texas.

    Terms and conditionsRecorded on 17 September 2026Sentence found on the page on 21 September 2026

  9. Is the firm's liability capped?

    Yes

    What a trader can claim if the firm is at fault is limited by the contract.

    • Cap: the amounts paid to the firm.
    Firm's wording · Section: 13. Limitation of Liability (13.4)

    In jurisdictions where limitation of liability is permitted, the Company's total liability is limited to the amount paid by you for the Services giving rise to the claim, but in no event less than the amount paid for your most recent One-Time Payment Plan or Legacy Subscription purchase.

    Terms and conditionsRecorded on 17 September 2026Sentence found on the page on 21 September 2026

  10. Who must check that the offer is legal in your country?

    Yes

    Checking that the offer is legal in the country of residence is the trader's responsibility, not the firm's.

    Firm's wording · Section: 12. User Obligations and Account Responsibilities (12.8)

    You agree to use the Sites and Services only in compliance with applicable law, including trading regulations, anti-money laundering (AML) laws, sanctions restrictions (including OFAC sanctions regimes), and any jurisdiction-specific rules that pertain to your access or use of the Services.

    Terms and conditionsRecorded on 17 September 2026Sentence found on the page on 21 September 2026

  11. What does the contract provide for a payment dispute?

    Yes

    Disputing a payment with your bank exposes you to a sanction set by the contract, such as the closure of your accounts.

    Firm's wording · Section: Permanent restriction

    Users who file chargebacks for services that were delivered or accessed will be permanently barred from accessing their existing MFFU account/s, purchasing new evaluations, or opening new accounts with MFFU, etc.

    Terms and conditionsRecorded on 17 September 2026Sentence found on the page on 21 September 2026

Monitored documents

Each document is reread by our watcher. Every change is dated, and each version is kept with the capture that proves it.

Between the last date of one version and the first date of the next, we do not know which text was online, and we do not assume.

Changes to these documents

When a sentence that touches a clause changes, it is quoted before and after. When the document moves without us being able to pin it to a sentence, the entry says so.

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  2. Prohibited practices · page edited, change not quotable

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  5. Payment disputesIf Support is unable to resolve your issue directly, please ask for a member of our Payments and Chargebacks team, or email [email protected] .

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  6. RefundsIf something looks wrong on your statement such as a billing error, technical access issue, duplicate charge, or a concern about your evaluation outcome, please contact [email protected] first, consistent with Section 6 (Dispute Resolution for Payment Issues) of our Cancellation & Refund Policy.If something looks wrong on your statement, such as a billing error, technical access issue, duplicate charge, or a concern about your evaluation outcome, please contact [email protected] first, consistent with Section 6 (Dispute Resolution for Payment Issues) of our Cancellation & Refund Policy.

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  9. Account closure

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    If a User does not execute at least one (1) trade per seven (7) consecutive calendar day period, whether in an Evaluation Account or a Sim Trading Account, the Company may, in its sole discretion, deem the applicable account dormant, close it, and treat such closure as a breach of these Terms.

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  10. Account closure

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    6.1.2.6 If a renewal payment fails, your Legacy Subscription and associated Account access will be suspended.

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  11. Refunds

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    One-time payments are non-refundable except as set forth in the Cancellation & Refund Policy.

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  12. Refunds

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    ** Legacy Subscription:** A recurring-payment plan purchased prior to August 20, 2026, which remains active under the terms in effect at the time of purchase, including the Billing and Payment provisions below, until cancelled, terminated, or converted.

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  13. Liability capIn jurisdictions where limitation of liability is permitted, the Company's total liability is limited to the amount paid by you for Services in the 12 months preceding the claim.In jurisdictions where limitation of liability is permitted, the Company’s total liability is limited to the amount paid by you for the Services giving rise to the claim, but in no event less than the amount paid for your most recent One-Time Payment Plan or Legacy Subscription purchase.

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  14. Simulated accounts22.1.3.3. use multiple accounts to hedge, mirror, copy, or coordinate trades in a manner that provides an unfair advantage or manipulates simulated results;23.1.3.3. use multiple accounts to hedge, mirror, copy, or coordinate trades in a manner that provides an unfair advantage or manipulates simulated results;

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  15. Simulated accounts22.1.3.1. create or use accounts under different names, identities, emails, or personal information (real or fictitious);23.1.3.1. create or use accounts under different names, identities, emails, or personal information (real or fictitious);

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  16. RefundsCancellations must be submitted at least three (3) business days prior to the next billing cycle.6.1.2.7 Cancellations for the Legacy Subscription must be submitted at least three (3) business days prior to the next billing cycle to be effective for that cycle.

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  17. RefundsMonthly payments are non-refundable, and cancellations for future payments may be made at any time.6.1.2.3 Monthly payments are non-refundable, and cancellations for future payments may be made at any time.

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  18. Open-ended prohibitionsThe Company may adjust pricing at its sole discretion, with notice via email or user interface.6.1.2.2 The Company may adjust pricing at its sole discretion, with notice via email or user interface.

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  19. Risk disclosure · page edited, change not quotable

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  20. Simulated accountsPassing an evaluation does not guarantee advancement, payout eligibility, or access to live capital.Passing an evaluation does not guarantee advancement, payout eligibility, or access to a simulated funded account.

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  21. Simulated accountsPast performance in a simulated environment is not indicative of future results in any environment.Past simulated performance in a simulated environment is not indicative of future results in any environment.

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  22. Simulated accountsSimulated trading results have inherent limitations and do not account for real-market factors including execution risk, slippage, liquidity constraints, or the psychological demands of live trading.Simulated trading results have inherent limitations and do not account for real-market and hypothetical-performance factors including execution risk, slippage, liquidity constraints, or the psychological demands of live trading.

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  23. RefundsEvaluation fees are non-refundable.Evaluation fees are non-refundable except where required by applicable law.

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  24. Simulated accountsAll gains and losses are hypothetical and do not reflect actual trading results.All simulated gains and losses are hypothetical and do not reflect actual trading results.

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  25. Simulated accountsAll accounts — including evaluation and funded accounts — operate in a simulated, non-executing environment.All accounts (including evaluation and funded accounts) operate in a simulated, non-executing environment.

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  28. Open-ended prohibitions

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    These Terms govern all matters not addressed in the Sim Funded Documents, including Prohibited Conduct (Section 22), which applies to you at the Sim Funded stage cumulatively with any conduct provisions in the Sim Funded Documents.

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  29. Simulated accounts

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    As between these Terms and the Sim Funded Documents, precedence runs: (i) the applicable Appendix, (ii) the Simulated Trader Agreement, and (iii) these Terms, with each earlier-listed document controlling over each later-listed document only to the extent of a direct conflict on the same subject matter.

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  30. Simulated accounts

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    If you progress to the Sim Funded stage of the Program, your participation is also governed by the Simulated Trader Agreement and its Appendices (together, the "Sim Funded Documents").

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  31. Governing law

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    Regardless of whether the Company elects arbitration under this Section, either party may bring an individual claim in the small claims court with proper jurisdiction and venue, rather than in arbitration, if the claim qualifies for that court's jurisdiction and remains in that court on an individual (non-class, non-representative) basis.

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  32. Governing lawThe provisions of this Section may be enforced in any court of competent jurisdiction, and the parties submit to the personal jurisdiction of the courts in Fort Worth, Texas for purposes of enforcement.The provisions of this Section may be enforced in any court of competent jurisdiction, and the parties submit to the personal jurisdiction of the courts in Collin County, Texas for purposes of enforcement.

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  33. Arbitrationor validity thereof, including the determination of the scope or applicability of these Terms to arbitrate, shall be resolved by final and binding arbitration administered by JAMS in accordance with its Streamlined Arbitration Rules and Procedures, conducted by one neutral arbitrator in Fort Worth, Texas.or validity thereof, including the determination of the scope or applicability of these Terms to arbitrate, shall be resolved by final and binding arbitration administered by JAMS in accordance with its Streamlined Arbitration Rules and Procedures, conducted by one neutral arbitrator in Collin County, Texas.

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  34. Simulated accountsTrading Rules: Risk-management rules and restrictions on trading activity applicable to Accounts.Trading Rules: Risk-management rules and restrictions on trading activity applicable to Accounts, including any trading, conduct, or risk-management rules set forth in the Simulated Trader Agreement or its Appendices.

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  38. Payment disputes

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    Nothing in this Section is intended to limit any right you may have under applicable law to dispute a charge with your card issuer or bank..

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  39. Arbitration

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    or validity thereof, including the determination of the scope or applicability of these Terms to arbitrate, shall be resolved by final and binding arbitration administered by JAMS in accordance with its Streamlined Arbitration Rules and Procedures, conducted by one neutral arbitrator in Fort Worth, Texas.

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  40. ArbitrationSubject to the arbitration provisions in Section 19, the parties agree that any action or proceeding arising out of or relating to these Terms or the Services shall be brought exclusively in the state or federal courts located in Fort Worth, Texas.Subject to the arbitration provisions in Section 19, the parties agree that any action or proceeding arising out of or relating to these Terms or the Services shall be brought exclusively in (i) the state courts located in Collin County, Texas, or (ii) the United States District Court for the Eastern District of Texas, Sherman Division.

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  41. ArbitrationIn any arbitration or litigation concerning this Agreement, the prevailing party shall be entitled to recover all costs, fees, and expenses incurred, including reasonable attorneys' fees.In any arbitration or litigation concerning these Terms, the prevailing party shall be entitled to recover all costs, fees, and expenses incurred, including reasonable attorneys’ fees.

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  42. Payout denial

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    Take any of the account actions described in Section 5 (Termination by Company), including suspension, forfeiture of balances or payouts, and permanent restriction from the Company's Services; and

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  43. Governing lawThis arbitration provision shall not preclude either party from seeking provisional, interim, or injunctive relief in aid of arbitration from a court of appropriate jurisdiction prior to or during the arbitration process.This arbitration provision shall not preclude either party from seeking provisional,interim, or injunctive relief in aid of arbitration from a court of appropriate jurisdiction prior to or during the arbitration process..

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  44. Payment disputes

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    If a chargeback or payment dispute is filed for Services that were accessed or delivered, the Company may, following internal review:

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  45. Payment disputes

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    Filing a chargeback or payment dispute for Services that have already been accessed or delivered does not constitute a legitimate billing dispute and may be treated as a breach of these Terms.

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  46. ArbitrationThe parties shall evenly share the costs of arbitration.The parties shall evenly share the costs of arbitration..

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  47. Payment disputeschargebacks may result in immediate termination, forfeiture of balances, and legal action.

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  48. ArbitrationAny dispute, claim, or controversy arising out of or relating to these Terms, including the breach, termination, enforcement, interpretation, or validity thereof, including the determination of the scope or applicability of these terms to arbitrate, shall be resolved by final and binding arbitration administered by JAMS in accordance with its Streamlined Arbitration Rules and Procedures, conducted by one neutral arbitrator in Fort Worth, Texas.Any dispute, claim, or controversy arising out of or relating to these Terms, including the breach, termination, enforcement, interpretation,

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  49. Prohibited practices · page edited, change not quotable

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Frequently asked questions about the terms of My Funded Futures

Can My Funded Futures deny or reduce a payout?

Yes, according to the documents published by My Funded Futures. A requested payout is not secured until it is paid: the firm can deny or reduce it on the basis of its own assessment.

Can My Funded Futures change its rules for an account already purchased?

Yes, according to the documents published by My Funded Futures. The rules in force at purchase are not locked in: a profit target, a drawdown or a payout condition can change during the life of the account.

Are evaluation fees at My Funded Futures refundable?

Under conditions, according to the documents published by My Funded Futures. A refund is possible, but only under conditions, such as a short window or an unused account. Stated window: 14 days.

Does a dispute with My Funded Futures go to mandatory arbitration?

Yes, according to the documents published by My Funded Futures. A dispute does not go before a court but before an arbitrator appointed under the contract. The contract includes a class action waiver. Place of arbitration: Collin County, Texas.

How these terms are read

We read the terms and conditions, trading rules and disclosures that each firm publishes on its own website, and only there. Every document goes through the same twelve-question grid. An answer is only published once the sentence it rests on has been found word for word in the page our watcher recorded itself, and then reviewed. We quote the text as written, without paraphrasing it, so that anyone can check it. When a document does not address a question, we say so, without inferring a yes or a no.

This page describes what documents say at a given date. It is not legal advice, it does not say whether a clause is valid under your national law, and it does not replace reading the full contract before a purchase.

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